1. Secured Card and Line of Credit Options: • Kikoff - $500 ..
Added 2022-04-10 18:09:00 +0000 UTC1. Secured Card and Line of Credit Options:
• Kikoff - $500 revolving line of credit that reports to EQ, EX
• Tomo - $5000 credit card that reports to EQ, EX, TU
• Grain - offers a line of credit based on bank account cash flow
• Grow Credit - $200-$1800 revolving Line of credit reports to all 3 bureaus - add monthly Subscriptions(netflix , prime , Hulu etc….)
• Discover It, BoA, Navy Federal, Ameris, Creditbuildercard offers secured cards • Navy Federal Pledge Loan - secured loan backed by savings account
2. 1-3 Rent Reporting Accounts that can be backdated 2+ years to build age: • LevelCredit ($7/mo) reports to TU, EQ, EX
• RentReporters ($95 $10/mo) TU (can list anyone with a home as landlord)
• RentalKharma ($110 $9/mo) TU
• CreditMyRent ($145 $7/mo) TU and EQ
3. 2 Credit Builder Loan Options:
• Self - can pay $48/mo for 12mo and receive $539 after 12mo EQ and TU • CreditStrong - similar to Self but has more options
4. 3-4 Store Credit Card Options:
(high limit store cards) • Kohls, Target, Best Buy, Walmart, Victoria’s Secret, Apple, Amazon
5. Primary Auto Account Options:
• Swapalease/LeaseTrader/QuitALease - takeover an existing lease that has a few
months remaining to establish payment history and an auto tradeline. Rent the vehicle on Turo to cover the lease payments.
