What Should You Include in a Credit Dispute Letter? Experia..
Added 2021-07-08 22:45:53 +0000 UTCWhat Should You Include in a Credit Dispute Letter?
Experian provides an easy process for filing a dispute by mail. You may dispute information on your credit report by submitting a dispute form, or write your own letter that details your issues. Your dispute letter should include the following information:
Your full name
Your date of birth
Your Social Security number
Your current address and any other addresses at which you have lived during the past two years
A copy of a government-issued identification card such as a driver's license or state ID
A copy of a utility bill, bank statement or insurance statement
You may print out and complete a dispute form and enclose it with your letter. Or simply list out each item on your credit report that you believe is inaccurate along with the account number and the reason you believe the information is incorrect. Be as specific and factual as possible. If you have documents to support your claim, such as a police report documenting your experience with identity theft, enclose copies of these documents as well.
Mail your dispute letter along with completed forms and supporting documentation to:
Experian
P.O. Box 4500
Allen, TX 75013
You can also scan your materials and submit them electronically to Experian.com/upload.
